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Credit Contracts and Consumer Finance Act

The Credit Contracts and Consumer Finance Act 2003 (and its regulations) is designed to provide transparency in dealings between you and your customers. It allows considerable flexibility in the way you comply with your obligations under the Act, while remaining strongly against oppressive conduct.

Credit sales - the basics

Advertising credit

Credit sales lending criteria

Consumer's right to cancel

Statement of right to cancel

Goods bought on credit sale that are faulty

Other relevant laws

Credit sale contracts checklist
The information we provide is general. The Commerce Commission provides more detailed advice on how to comply with the Credit Contracts and Consumer Finance Act.

Visit the Commerce Commission's website.

Last updated 21 May 2010
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