You also need to have full disclosure from your lender, and to fully understand your credit contract. Lenders have to act responsibly and make sure you are able to take on and service any debt.

Read on to understand your legal rights and how to protect yourself from taking on too much risk.

  • Mortgages

    Your rights as a borrower with a mortgage, and different types of mortgages that are available.
  • Getting financial advice

    What you need to know before getting financial advice, and knowing your rights if you are unhappy with that advice.
  • Insurance

    What you need to know about insurance and your rights under the insurance contract.
  • Loans and credit

    Understanding loans, credit contracts, terms and your rights.
  • Debt and debt collection

    A debt is when you owe money. Find out more about managing your debts.